Simple Steps To
Winning Your Debt Case
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Filing legal forms gets credit card
debt cases dismissed.
It always makes my day when I get a call from one of my clients saying, “I used to be frightened by the collector’s lawyers but I’m not scared anymore! I just got a dismissal letter from the county court”.
My name is Mike Houston, author/founder
Debt Cased Dismissed.com & Debt Resolution Handbook.
And over the past 7 years my company has helped hundreds of people being sued by credit card debt collectors.
If you’re like most people you feel an obligation to pay your debts and you may have tried to offer payments to you collector without success.
That's because payments take time and money to collect, secondary debt collectors don’t really want to take payments. It’s easier for them to garnish your income, that way your employer deducts their money directly from your paycheck.
I've seen people being sued for a debt they has already paid in full or even on an account they are currently paying on every month.
So when people are sued we help them file documents that stop court judgments.
Once a collection agent asked why we filed legal forms in court, I responded, “You filed a lawsuit against my client, did you think we’re supposed to just let you win?”
There must be some kind of disconnect because the answer is obviously yes; they don’t expect you to fight back.
You might have heard that some debt collectors are buying billions of dollars in credit card debt for pennies on the dollar. Then they turn around and sue millions of people to collect the full amount of the original debt plus fees and interests rates as high as 32%.
To collect all this debt the collectors have set-up automatic lawsuit processing machines. They have only one goal and that is, if they sue enough people they’ll make millions of dollars.
In a previous video I said I would explain the secret of why you can get your debt case completely dismissed; what they don't want you to know is!
When scavenger debt collectors buy debts; all they are buying is a spreadsheet of names and account numbers; they almost never get any actual documents. The truth is they are suing millions of people knowing they don't have the evidence to win. What debt collectors are counting on is people not knowing how to respond in court so, 99% of the time they win by default.
But you don’t have to be one of the 99%!
The Fair Debt Collection Practices Act gives you consumer rights!
You have the right to request the collectors provide any proof they have in their files. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.shtm
The truth is, in the 7 years we have been demanding proof from the collectors they almost never have any!
"Once I filed my legal forms the lawyer took four months looking for my credit file in a warehouse. I guess he finally gave up looking because my case was dismissed; the balance was $5,812.12. Thank you Debt Case Dismissed." -W. Barns
We wanted to make the documents that help all our clients, available to anyone being sued for a credit card debt. So YOU can take advantage of our limited offer; as a Debt Case Dismissed member you will have complete access to everything we use to win cases.
Simple Steps to Winning Your Debt Case
• Filling out our legal forms.
• Filing forms with the county clerk.
• Where you mail copies.
You will get our interactive auto fill Case Winning Legal Forms
• Entry of Appearance.
• Response to Plaintiffs’ Petition.
• Request for Admissions & Documents.
• Request for Dismissal.
We are always available during normal business hours when you need to contact us for help! As a Bonus, just for signing up, you will also receive;
The Debt Resolution Handbook
It’s a full 84 page how-to guide to writing debt negotiation letters, credit reports, statute of limitations, legal forms & Fair Debt Collections Practices Act.
And much more...
100% Money Back Guarantee
If you ever think we're letting you down, let us know and I will quickly refund 100% of your purchase price - up to 60 days totally risk free. And you can keep the course as our gift!
At this point people ask, “So what’s this is all going to cost?”
If they take your case, we all know attorneys can be expensive; their usual fees are 2 to 3 hundred dollars per hour.
You could pay over $500.00 just for our legal forms.
Our regular fee to our office clients has always been $300.00.
But we wanted to do something special for our on-line clients, so we have put together a special offer.
If you act now you’ll get our complete package, for just $39.95.
And you will never pay more!
So don’t be intimidated by the big powerful scavenger lawyers. You have an excellent chance of winning and almost nothing to lose if you defend yourself.
If you've already been served a summons for a credit card debt; you only have 30 days to respond to the court.
One more, quick story... there were 3 birds sitting on a fence, one of them decided to fly away. How many birds were left on the fence? 3 – The bird that decided to fly away, never actually did!
So don't sit on the fence and let them garnish your wages & empty your bank account.
And don’t forget to let us know when
you get your Debt Case Dismissed.
How I found a way to win my debt lawsuit and make the creditors go away permanently without paying a penny! - by Janet J. West
If you’re like I was…You’re in debt up to your ears with no way to pay and you’re being sued for so much money you can’t think straight. I understand your situation because that’s exactly where I was just over a year ago… I had no job, no money, and I thought I had no options. If this is you keep reading and I’ll tell you about my story with debt and how I finally found a way to completely beat my debt lawsuit.
Like many people, my (debt dilemma) started with a medical emergency. I had open heart surgery in my mid-fifties which then resulted in the loss of my job!
My medical insurance did not pay the full amount of my medical expenses, my part was $9,000.00 and I just did not have the money.
Soon after the surgery the harassment nightmare began. I started receiving collection letters and then very rude phone calls. They called me a lot - telling me I had to pay or they would take me to court.
All the time the balance kept getting bigger but I couldn't work so I couldn't pay. And I had no way to borrow the money because my credit was ruined. But they just kept on.
It would stop for a while then they’d start in again. It was awful.
I went to work at Jenks schools but there was not enough money anywhere to pay that much debt. They never offered a settlement or a way to work out payments. It was always pay or we will sue you. That’s scary.
One morning a man came to the door and handed me a summons! And I thought - I’m in trouble now. I told him, “I didn’t have any money”. He said, “I’m sorry but you better take care of this you need to call the attorney”. So I called the attorney and was told they wanted the full amount or they would proceed with the lawsuit. So I ask you - how could I take care of a $9,000.00 debt just like that?
It was just dumb luck that I got a letter the next day because I just didn’t know what to do; it read they could help legally win my case. And I thought well what is this?
So I called and had a very pleasant conversation with the person who sent the letter Mike Houston. He told me they worked for an attorney that had been helping people in debt for 25 years but he was retiring and told them someone has to help these people. So he wrote all the documents to help them beat these kinds of lawsuits.
But you have to respond to the summons with-in 30 days because once you get a judgment the next thing is your paycheck is garnished up to 25%.
I made an appointment to go to their office, it was a little uncomfortable but that’s O.K. because I had to take care of it.
When I got there they showed me several other cases where they’d gotten the case dismissed by filing the attorneys’ documents. What I found interesting is that no one had lost their case in over a year.
I went over to his office one time they filled out the legal forms. Because I had nothing to lose I had no money to even pay them but they did it anyway. What they did I appreciate it a whole lot that’s why I’m writing this letter.
I found out collection companies are filing millions of these lawsuits every year but if you don’t respond in time with the right documents - you lose; you lose your income, your bank account, and maybe your job.
I got a letter from the court about six weeks later I was afraid to open it so I called Mr. Houston and he said, “Well open it”. So I did. And it said CASE DISMISSED. more here